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The court office seals and issues a certificate of decree absolute.
As regards finances, in most instances having a decree absolute does delay the divorce. In fact, a financial settlement once ordered cannot legally be implemented without a decree absolute.
So for most of my correspondents there is no reason at all to wait for financial proceedings to conclude before applying for decree absolute.
However, I would suggest it is always wise to check first with a lawyer before taking that final step.
Just this weekend a further example of the 163 queries I’ve so far received was submitted: I have been going through a divorce in the last two years and now seem to be at a dead end. The Petitioner, who has initiated the process, files the marriage certificate on issue of the divorce petition.
I was at the last stages in October last year to receive the decree absolute but had to disclose financial matters before the divorce was ended. It remains lodged with the court and in return, on decree absolute, the certificate bearing the court seal is the effective “swap.” The parties are legally divorced only when there has been a grant of decree absolute.